Budgets start in your head, but they shouldn’t stay there.
As we cruise into Christmas (15 days from today’s date), have you stopped to check your bank account or that credit card balance? How many times have you looked at the ending balance of your bank account and wondered “where did all of the money go?”, or thought “there just isn’t enough to take care of the things needed, let alone try to get the things wanted’?
I’ve been there, on both ends of the spectrum. I’ve looked at my bills and my bank account, and thought to myself “my account must have been hacked” –knowing all the while I was the hacker. I have sat many nights allowing my story to be one of a broke and broken single mom. I fed into my spirit that only one income would never get me to where I wanted to be; and I would forever have to ‘rob Peter to pay Paul’. I was praying, but I was not truly giving it to God; I was just talking to Him –going through the motions, but not exercising my faith.
This holiday season, I want the first part of your ‘Budget Build’ to start with feeding your soul positive input. Sometimes, the preparation for the journey simply begins with mentally preparing for this budgeting lifestyle or possibly repairing how you once looked at things. For myself, I now speak and plan in faith. I have a vision for my future and I pray it is aligned with the vision God has for me.
In Part 2, I’ll share with you a sample budget with a break down of a few categories. Hint, cable is no longer included.
Your Restyled Mom…who is no longer living to pay debts but now living with plans to prosper.